What Is Windstorm Insurance?

Strong winds — including those associated with hurricanes and tornadoes — can have extremely damaging effects on homes, businesses and communities. Minor cases may lead a few broken shutters or a felled tree, while more severe cases can cause complete destruction of property. If a damaging windstorm blew through your town, would you be covered?

While home insurance may provide some help in the event of a windstorm, this coverage is often limited and may not be enough to help you make the necessary repairs. Additionally, if there's a flooding component in the event of a hurricane, your claim may be denied unless you have more specific coverage attached to your main policy.

How can adding windstorm insurance to your policy help you?

It can provide the funds you need to replace items that were destroyed in the storm, such as furniture, kitchen appliances and computer equipment.
You can also receive funds to repair or rebuild your home as needed, whether a few windows were shattered or the home was wholly destroyed.
You may also receive coverage for your liability to neighbors. For instance, you may be financially responsible if your tree is blown over and falls onto a neighbor's car.

You may not be thinking about the possibility of a crippling windstorm when you buy insurance, but it's not just something that happens on the news. Severe storms can happen anywhere, and hurricanes are a real threat to communities near the Florida coast. It might be time to discuss this coverage option with your agent to see how it can benefit you and your family.

Get a free quote today. Call Floridian Coastline Insurance at (954) 302-4531 for more information on Fort Lauderdale FL windstorm insurance.

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